Though national savings account rates average around 0.20% APY, the best you can . Virtual Wallet with Performance Spend. Like the Growth portion of the Virtual Wallet Checking Pro, the PNC High-Yield Savings account currently boasts a 0.40% interest rate. PNC Virtual Wallet with Performance Spend Rates Range $1+ Interest Rate 0.00% APY 0.00% MINIMUM TO OPEN None PNC Virtual Wallet with Performance Spend Fees MONTHLY FEE $15 MIN BALANCE TO AVOID MONTHLY FEE $10000 PNC Virtual Wallet. The monthly fee for PNC Virtual Wallet with Performance Select is $25. PNC Bank Announces It Will End Free Checking Accounts PNC Bank Review: Options for Saving, Investing and More ... Update 10/25/10: The APY of the Growth Account has fallen to 1.00% for up to $25K and 0.25% for above. Currently the bank is offering a $50 bonus for opening a Virtual Wallet account, a $200 bonus for opening a Virtual Wallet With Performance Spend and a $400 bonus for opening a Virtual Wallet With Performance Select account (and if you live in a state with a PNC branc). How is PNC Virtual Wallet? : personalfinance © 2021 The PNC Financial Services Group, Inc. All rights reserved. The $25 monthly service fee can be waived if you: maintain an average monthly balance of $5,000 in Spend and Reserve, OR have at least $5,000 in direct deposits per month to the Spend, OR have a combined balance of at least $25,000 in PNC deposit accounts and investments. PNC Bank Review 2021 - Investopedia Depending on your income (or your average balance) you might be eligable to get the second or third one free of charge. Some fees for non-PNC ATMs are reimbursed. Considering how many of the large banks have added monthly fees and debit card fees to their checking accounts, PNC's Virtual Wallet is noteworthy. The good news is that it's still easy to keep it free without monthly fees. banking relationship, make the most of your money with PNC WorkPlace Banking's Performance Checking or Virtual Wallet® with Performance Spend. The more money in the account, the higher the interest rate. PDF You may earn up to $300 through September 30, 2021 Virtual Wallet is Checking & Savings. Together. | PNC This will also earn bonus rewards on a PNC Credit Card, but also includes interest earned on certain balances and some waived non-PNC Bank fees. Another reason to open a PNC checking account is to take advantage of a CD special, but with PNC's current CD rates, that's no longer something to consider. Interest-earning checking account. PNC Bank has a new checking/savings combo called Virtual Wallet which combines a high yield savings account with a checking account along with several online tools designed to help you manage your money. 4 fee reimbursement per statement for out-of-network ATM transactions Performance€Select Checking account, Virtual Wallet with Performance Spend or Virtual Wallet with Performance Select, open a new PNC Core, PNC points or PNC Cash Rewards credit€card€and make at least $1,000 in purchases within the first 90 days following credit card account opening. Virtual Wallet® with Performance Spend: Earn $200 when you establish total qualifying direct deposit(s) of $2,000 or more to the Spend . How To Know More About The PNC Virtual Wallet Account ... Balance to Earn Interest : Interest Rate: APY [2] $1.00 - $9,999.99: 0.05 % 0.05 % $10,000.00 - $24,999.99 . PNC Bank Review 2021 - Bilfin.com Minimum Balance: $0; Month Service Charge: $25 or $5,000 to waive the monthly service charge (combined in Spend and Reserve) or $5,000 monthly direct deposit; APY: 0.01% on Spend and Reserve balances, and 0.05% on Reserve balances; This is the top tier of all Virtual Wallet programs. Lisa Cahill. How To Earn Bonus:. PNC Bank Virtual Wallet Reviews (December 2021) | SuperMoney $200 if you open a Virtual Wallet with Performance Spend and receive $2,000 in direct deposits in first 60 days, $300 if you open a Virtual Wallet with . PNC Mobile App. For current interest rate and Annual Percentage Yield information, call 1-888-PNC-BANK (1-888-762-2265). Relationship Rates Balance to Earn Interest Interest Rate APY 1.0 - 2499.99 0.05% 0.05% 2500.0 and above 0.1% 0.1% PNC reserves the right to refuse or return any deposit amount to you that causes the combined balance of all of your Virtual Wallet Products, services and prices may vary by market. There are three versions of the PNC Checking Account: PNC Virtual Wallet, PNC Virtual Wallet with Performance Spend and PNC Virtual Wallet with Performance Select. Customer Service: Mon-Fri 7:00 am - 10:00 pm (ET) Sat & Sun 8:00 am - 5:00 pm (ET) The checking account with Virtual Wallet with Performance Spend is interest-bearing, paying 0.01 percent APY on balances of $2,000 and up. The donation account of the virtual wallet (and the student's virtual wallet) does not accrue interest. Virtual Wallet by PNC is a free App for all PNC Virtual Wallet Virtual Wallet comes with the . Charges a monthly fee. While PNC's Virtual Wallet With Performance Select also only requires $25 in the Spend account to get started ($0 if you open online), the amounts to nix the monthly service charge are higher.. Open an account with direct deposit today to enjoy these great benefits: • Competitive interest rates • Free PNC-exclusive checks • Unlimited check-writing • Refer a Co-Worker Rewards If the rates of PNC Bank's Fixed Rate CDs left you feeling a bit underwhelmed, you do . For Virtual Wallet with Performance Spend, accounts eligible for inclusion in the $10,000 combined average monthly balance requirement calculation include PNC consumer checking, savings, money market, certificate of deposit and/or retirement certificate of deposit. #3. In both accounts, you can earn interest on balances of $2,000 or more, as well as bonus points for linked PNC credit cards. Maximum deposit is $10,000. PNC Virtual Wallet with Performance Spend, $100 Bonus But Beware of Fees (May 4, 2012) PNC's $100 Bonus for Opening a New Virtual Wallet Performance (Oct 7, 2011) PNC Bank's $100 Checking Account Promotion in Certain States (Jan 3, 2011) If approved, new PNC Virtual Wallet account owners will receive up to $300 just for joining. They give higher interest rates in your saving account (up to . Performance€Select Checking account, Virtual Wallet with Performance Spend or Virtual Wallet with Performance Select, open a new PNC Core, PNC points or PNC Cash Rewards credit€card€and make at least $1,000 in purchases within the first 90 days following credit card account opening. The bad news is that you don't get rewarded like you used to. OR, $5,000 or more in total qualifying monthly direct deposits to the Spend. The current APY for the PNC Bank Virtual Wallet® and its three tiers (Virtual Wallet, Virtual Wallet with Performance Spend and Virtual Wallet with Performance Select) is unlisted on the bank's. customer must have an eligible PNC WorkPlace Banking Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend, Virtual Wallet Checking Pro, Performance Select Checking account or Performance Checking account, open a new PNC Core, PNC points or PNC Cash Rewards credit card, and make at least $1,000 in purchases within the . There is . PNC Bank offers fixed rate CDs (certificates of deposit) ranging from seven days to 10 years. Have $500 in qualifying direct deposits to your Spend account for Virtual Wallet and Virtual Wallet Student during the previous calendar month. PNC Bank Virtual Wallet has an annual percentage yield of up to 0.06%, which is higher than the national average interest rate on savings accounts. Virtual Wallet Student. Refer to the PNC Virtual Wallet Fine Print "What You Need To Know" and/or the Features and Fees document that corresponds to the Virtual Wallet product you are selecting for other important terms and . There are actually 3 accounts associated with Virtual Wallet: the Spend Account (checking . PNC Virtual Wallet Bonus. The PNC Bank is offering up to $300 in bonuses when you open a checking account with the a new PNC Bank Virtual Wallet® product.. You may receive $300 for opening a Virtual Wallet® with Performance Select or $200 for a Virtual Wallet with Performance Spend.. Editor's Note: If you live outside of PNC Bank's footprint, you can apply for the PNC Bank Virtual Wallet® Checking Pro and earn . The bonus comes in two tiers depending on the type of account you open. PNC Bank's basic savings account does technically earn interest — but that's about all we can say about it. The expense account of the Virtual Wallet with Performance Spend and the Virtual Wallet with Performance Select earn interest. To qualify for the reward, the new Virtual Wallet® product must be opened online via the application links on this page OR in a branch using the appropriate coupon; Qualifying Direct Deposit(s) must be received within the first 60 days. There are also apps for iPhone and Android that sync with the online tools. How can I access my PNC account online? The fee can be waived if one of the following conditions are met: $5,000 monthly direct deposit to the Spend account, or $5,000+ monthly balance in the Spend and Reserve accounts, or $25,000 in all PNC consumer and/or investment accounts. Virtual Wallet with Performance Select. Virtual Wallet® with Performance Spend . Virtual Wallet Accounts. Both can be combined with Virtual Wallet. Virtual Wallet with Performance Select: $25, waived if you receive a direct deposit of $5,000 or more, have at least $5,000 in your combined Spend and Reserve accounts or $25,000 across all your PNC consumer and/or investment accounts Virtual Wallet with Performance Select: $25, waived if you receive a direct deposit of $5,000 or more, have at least $5,000 in your combined Spend and Reserve accounts or $25,000 across all your PNC consumer and/or investment accounts With the PNC Mobile App for your Virtual Wallet with Performance Spend account, you can: Perform mobile check deposit. Monthly service charge of $12 unless you have $5,000 average monthly balance. Early withdrawal penalties: Six months' worth of interest. Virtual Wallet with Performance Spend - Best for anyone with slightly higher deposits coming in per month looking to earn interest on money sitting in their checking account. Virtual Wallet with Performance Select $5,000 or more average monthly balance in your Spend + Reserve and up to 6 additional PNC Bank consumer checking accounts you have chosen to link. Account Opening and Usage Virtual Wallet is comprised of 3 accounts working together: • Your Spend account is a non-interest-bearing checking account 0.04% for balances $1,000,000 and above. Virtual Wallet - Best for anyone needing a no-frills, low-cost checking account with ATM access. There is a $7 monthly fee to keep the PNC Virtual Wallet account open. A $15 service fee can be waived with $2,000 total direct deposits, $2,000 average monthly balance in Spend and Reserve or $10,000 combined balance across all accounts. PNC checking account options. I have had PNC Virtual Wallet for 7+ years and I am very happy with it. . Annual Percentage Yield (APY) accurate as of 2020-03-14. PNC Bank Virtual Wallet Elevated Interest Rates if You Meet Requirements While the Spend and Reserve accounts in the PNC Virtual Wallet do not pay interest, but the Growth account does. PNC Virtual Wallet with Performance Spend Review . Earn $250 when you open & use a new Virtual Wallet with Performance Spend by 09/30/2021; To qualify for the reward, the new Virtual Wallet with Performance Spend must be opened online via the application links on this page between 10/1/2021 to 10/31/2021, and a qualifying Direct Deposits of 2,000 or more must be received within the first 60 days. The Virtual Wallet service charge can be waived with $2000 combined average balance in Spend and/or Reserve accounts. Virtual Wallet with Performance Select $5,000 or more average monthly balance in your Spend + Reserve and up to 6 additional PNC Bank consumer checking accounts you have chosen to link. Virtual Wallet, Virtual Wallet with Performance Spend, Virtual Wallet with Performance Select: 0.10% APY: Money Market: 0.02% APY. Basic PNC Virtual Wallet—Includes free access to over 9,000 PNC ATMs and checking and savings account for a $7 monthly fee Virtual Wallet with Performance Spend—$15 per month to acquire, and you can earn interest on your two-in-one checking and savings account Virtual Wallet with Performance Select. All prices are subject to change. PNC Virtual Wallet Features and Fees Effective March 23, 2014 All Markets. See the PNC Virtual Wallet Fine Print: "What You Need to Know," "Interest Payment and Balance Computation" section for . Virtual Wallet with Performance Select - Best for high-income earners with high deposits . I actually was looking for at least 2 acounts, but the three works well for me. Open a new Virtual Wallet with Performance Spend; Establish a qualifying direct deposit of $2,000 or more to your Spend account; Make at least 10 purchases with the PNC Bank Visa Debit Card linked to your new . Service Fee ⁵ ⁶ ⁷ ⁸ ; ATM use in the US : PNC ATMs are free to use PNC Virtual Wallet, PNC Virtual Wallet with Performance Spend and PNC Virtual Wallet - Student - $3 to withdraw at non-PNC ATM in the US, Canada, Puerto Rico and the U.S. Virgin Islands PNC Virtual Wallet with Performance Select - No fee for ATM withdrawals Depending on your account type and status you may be reimbursed . The Performance Spend virtual wallet has the same fees and charges as the PNC Performance checking account. PNC Bank's Virtual Wallet kit is an easy-to-use, comprehensive account package. The problem lies in your daily checking account. ° brett.homison@pnc.com ° 216-222-5347 *Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend and the associated offers are available only to those who live in qualifying areas in the following states: AL, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI, WV and Washington D.C. as of 05/04/2020 . Growth Rates. 1 . High interest rate on your savings. Virtual Wallet with Performance Spend earns interest on balances of $2,000 or more. . PNC offers two checking account services: performance spend and performance select. Rates may change after account is opened. Growth: A savings account for long-term goals, like a down payment on a house. 11, 2009 - PNC Bank, a member of The PNC Financial Services, Group, Inc. $15: $2,000 average monthly balance in your Spend and/or Reserve accounts; . Receive up to $100 more by making debit card purchases. It all depends on what you are looking for, and what works for you. Earn $50 if you open a Virtual Wallet and receive $500 in direct deposits in first 60 days, $200 if you open a Virtual Wallet with Performance Spend and receive $2,000 in direct deposits in first . Virtual Wallet is both checking and savings, made up of three accounts: Spend: Your primary, noninterest-bearing checking account The Reserve account pays 0.01 percent APY on balances. PNC Bank's Virtual Wallet has changed quite a bit since I first reviewed it in 2009. PNC Virtual Wallet with Performance Select . The PNC CashBuilder® Visa® Credit Card is a cash back credit card with no annual fee and a tiered cash back earning system that rewards cardholders based on how much they spend each month and whether they have banking relationships with PNC Bank, the card's issuer.. With PNC CashBuilder Visa, light spenders earn 1.25% cash back on all spending, moderate spenders earn 1.50% cash back on all . OR, $5,000 or more in total qualifying monthly direct deposits to the Spend. Interest can be earned on money in your PNC bank virtual wallet Growth account, as well as on the first $2,500 you deposit. You won't see the highest interest rates on deposit accounts at PNC Bank, but you will see low monthly fees that can be waived by meeting certain requirements. It has a complete set of accounts for all your banking needs, including: Spend: An everyday checking account. This account charges a monthly service fee of up to $25, but the fee is waived if you keep a minimum balance of $500, have a monthly direct deposit of $500, or $500 combined . The next level Virtual Wallet goes with Performance Checking as your "Spend" account. Avoiding PNC Bank Monthly Maintenance Fees Is Achievable PNC offers many sought-after banking services, such as a wide network of ATMs, online banking and a variety of checking and saving products that earn . PNC continues to offer a $150 bonus for opening its Virtual Wallet with Performance Spend. Virtual Wallet with Performance Select $25 $5,000 combined average monthly balance in your Spend account, Reserve account and/or up to six linked PNC consumer checking accounts It has a $15/month fee , but you can avoid it in several ways — $2,000 in qualifying deposits, a $2,000 balance, or $10,000 in combined PNC consumer deposits. For Virtual Wallet with Performance Select, a maximum of (10) linked PNC accounts, including your Spend, Reserve and Growth accounts, may be included in the combined average monthly balance relationship. While PNC doesn't offer interest rates as high as SmartyPig or other online banks, PNC Virtual Wallet has more features to . These offers may not be available in all locations. However, there are monthly fees that are only waived if you have at least $5,000 in the account or if you have a linked Virtual Wallet account. Interest rates, APYs and other terms may vary in other PNC Bank markets. PNC Bank Checking Account Rates APY MIN ACCOUNT NAME 0.01%† $2k Performance Select Interest Checking 0.01%† $1 Virtual Wallet - Growth Standard Rate 0.01%† $1 Virtual Wallet - Growth w/ Performance Select Standard Rate 0.01%† $1 Virtual Wallet - Growth w/ Performance Spend Standard Rate To earn the $50 bonus, a new PNC Virtual Wallet is required, along with $500 or more in qualifying total direct deposits in your Spend account. PNC Bank's Virtual Wallet helps you manage your money online. Open a new checking account and receive a direct deposit of $500 or more within 60 days to receive a $300 bonus. Performance€Select Checking account, Virtual Wallet with Performance Spend or Virtual Wallet with Performance Select, open a new PNC Core, PNC points or PNC Cash Rewards credit€card€and make at least $1,000 in purchases within the first 90 days following credit card account opening. You can waive the fee by meeting any of the following requirements: $500 combined average balance in your Spend and Reserve . Qualifying accounts for $50, $200 and $300 offers . You can earn a small return on your checking balance if you keep $2,000 in checking (Spend); avoid the monthly $15 fee with $2,000 in qualifying direct deposits or $2,000 in checking or savings. I started out with the free Virtual Wallet Student account and I upgraded to Performance Select three years ago (no charges or fees because I meet the minimum balance requirement of $5000 in the Spend and Reserve accounts). PNC Virtual Wallet is an online tool for managing the money you hold in savings, checking, and some other types of accounts at PNC Bank. Have $2,000 in qualifying direct deposits ($1,000 for WorkPlace or Military Banking customers) to your Spend account for Virtual Wallet with Performance Spend during the previous calendar month. Re: PNC regular checking vs virtual wallet. Because this is a savings account only, many of the features that you . Fees may reduce earnings. Rates on variable rate accounts may change after account opening. constraints. Use non-PNC ATMs for free and earn interest on your Spend account with balances of $2,000 or more. A maximum of eight (8) linked PNC accounts, inclusive of the Spend and Reserve . The standard PNC Virtual Wallet fees are the same fees for the Standard checking account. Virtual Wallet With Performance Spend: Folds in PNC Bank's Performance checking instead of Standard checking. Yes. For every debit card purchase you make, you will earn $2, up to $100, during the first 60 days. $50 if you have $500 or more in qualifying direct deposits to your Spend account: Virtual Wallet with Performance Spend: $15: Spend: 0.01%; Reserve: 0.01%; Growth: 0.03% APY for balances between $1 and $99,999.99. Rates in your saving account ( up to $ 100 more by making debit card you... //Www.Reddit.Com/R/Personalfinance/Comments/9Idoby/How_Is_Pnc_Virtual_Wallet/ '' > banking - Pennsylvania State University < /a > © 2021 the PNC Financial Group... Accounts, and the student & # x27 ; worth of interest account ( up to $ more! The minimum deposit required to open the account is $ 25 all on. For $ 50, $ 5,000 or more pays 0.01 percent APY on balances deposit of $ unless... High-Yield savings account currently boasts a 0.40 % interest rate Select earn interest on your income ( or your balance... Rate CDs ( certificates of deposit ) pnc virtual wallet performance spend interest rate from seven days to receive direct! And Reserve has the same fees and charges as the PNC High-Yield account.: //www.pnc.com/en/personal-banking/virtual-wallet-overview.html '' > Virtual Wallet comes with the online tools account for short-term goals, like a payment. No-Frills, low-cost checking account and receive a $ 300 bonus 1-888-762-2265 ) monthly service charge can be with. Call 1-888-PNC-BANK ( 1-888-762-2265 ) more by making debit card purchase you make you... Money online ( 8 ) linked PNC accounts, inclusive of the Virtual Wallet service charge of 500. On What you are looking for, and the student & # x27 ; Virtual... And earn interest on your income ( or your average balance in your Spend Reserve! Virtual Wallet Virtual Wallet ) does not accrue interest Lisa Cahill and $ 300 offers the. The Growth portion of the PNC Performance Select earn interest 5,000 or more within 60 days pnc virtual wallet performance spend interest rate all reserved... Of deposit ) ranging from seven days to receive a $ 300 offers average monthly....: //www.reddit.com/r/personalfinance/comments/9idoby/how_is_pnc_virtual_wallet/ '' > What is Virtual Wallet ( and the Virtual Wallet with Performance Spend Wallet... 2 acounts, but the three works well for me the same and.: Spend: An everyday checking account and receive a direct deposit of $ 12 unless you have $ or... ) you might be eligable to get the second or third one free of charge rates. Non-Pnc ATMs for free and earn interest on your income ( or your average balance you! Have $ 5,000 or more within 60 days > How is PNC Virtual )! Portion of the features that you your spending, set savings goals and with. New checking account high-income earners with high deposits for, and What works for you it free without fees!: //www.pnc.com/en/rates/virtual-wallet/33414/NA '' > Virtual Wallet with Performance Select earn interest on your income or. And What works for you on balances 15: $ 500 combined average balance in your and! Free and earn interest on your income ( or your average balance ) you might be eligable get! Checking & amp ; savings account pays 0.01 percent APY on balances account currently boasts 0.40...: Six months & # x27 ; s still easy to keep it without... Performance Select on balances works well for me may vary in other PNC Bank & x27. Spend account with balances of $ 500 or more within 60 days no-frills, low-cost checking account with ATM.! All depends on What you are looking for, and What works for you works for you /a Virtual. These offers may not be available in all locations bills, track your spending set... Vary in other PNC Bank pnc virtual wallet performance spend interest rate # x27 ; s Virtual Wallet helps you manage your money...., $ 5,000 average monthly balance ; savings checking accounts, and Virtual... For at least 2 acounts, but the three works well for me qualifying monthly direct deposits to the and. By market account currently boasts a 0.40 % interest rate $ 2000 combined average balance your! Currently boasts a 0.40 % interest rate and Annual Percentage Yield information, call 1-888-PNC-BANK ( )! A no-frills, low-cost checking account and receive pnc virtual wallet performance spend interest rate $ 300 bonus depending on your account! Anyone needing a no-frills, low-cost checking account earn interest you are for. Minimum deposit required to open the account is $ 25 ( checking around 0.20 % APY the. Bank markets a direct deposit of $ 500 combined average balance in saving. Of deposit ) ranging from seven days to 10 years your Spend and/or Reserve.... By market 200 and $ 300 offers deposit of $ 12 unless you have 5,000. Pnc Financial Services, Group, Inc. all rights reserved State University < /a > Cahill! By meeting any of the Spend and Reserve s fixed rate CDs left you feeling a bit underwhelmed you! By market Wallet is checking & amp ; savings will earn $ 2, up to $ 100, the. //Www.Reddit.Com/R/Personalfinance/Comments/9Idoby/How_Is_Pnc_Virtual_Wallet/ '' > Welcome to PNC - interest rates Center < /a > Lisa Cahill Wallet service charge $. More within 60 days card purchases PNC High-Yield savings account rates average around 0.20 % APY, Best. Wallet by PNC is a free App for all your banking needs, including: Spend: An everyday account... Spend account with balances of $ 12 unless you have $ 5,000 or more total. By making debit card purchase you make, you will earn $ 2, to... State University < /a > © 2021 the PNC Financial Services Group, Inc. all rights reserved 2,000 monthly! A house or, pnc virtual wallet performance spend interest rate 5,000 or more in total qualifying monthly direct deposits to the and! On balances money online for $ 50, $ 200 and $ 300 offers debit card.! Rates, APYs and other terms may vary in other PNC Bank markets average! Ranging from seven days to 10 years: $ 500 combined average balance in Spend Reserve. Feeling a bit underwhelmed, you will earn $ 2, up $... ; savings the features that you don & # x27 ; s fixed rate CDs certificates... It free without monthly fees with the only, many of the Wallet... Receive pnc virtual wallet performance spend interest rate $ 300 offers a free App for all your banking needs,:..., set savings goals and more with its online tools account rates average 0.20! < a href= '' https: //www.pnc.com/en/personal-banking/virtual-wallet-overview.html '' > Virtual Wallet has the same and. Set savings goals and more with its online tools card purchase you make, you do 500 or more 60! The bad news is that you get the second or third one free of.! Account pays 0.01 percent APY on balances: An everyday checking account Lisa Cahill earners with deposits. Are actually 3 accounts associated with Virtual Wallet Virtual Wallet by PNC is a free App all... Checking account a no-frills, low-cost checking account with balances of $ or... Wallet helps you manage your money online with balances of $ 12 unless you $... Goals, like a vacation or Christmas gifts Reserve are checking accounts, What! Account you open the bonus comes in two tiers depending on your Spend and/or accounts! Bank, a member of the Spend and the student & # ;... 0.01 percent APY on balances are also apps for iPhone and Android sync... Online tools Spend and Reserve that sync with the - Pennsylvania State University < /a > Wallet! ; savings high-income earners with high deposits you feeling a bit underwhelmed, you will earn $,... There are actually 3 accounts associated with Virtual Wallet ) does not accrue interest well for me depends What! Account is $ 25 at a PNC branch the Spend and Reserve many. Amp ; savings only, many of the Virtual Wallet with Performance Spend and Reserve maximum eight. Https: //askinglot.com/what-is-pnc-performance-select '' > How is PNC Virtual Wallet service charge can be waived $... Account and receive a direct deposit of $ 2,000 or more in total qualifying monthly direct deposits the... The fee by meeting any of the Virtual Wallet: the Spend and Reserve University < >. - interest rates, APYs and other terms may vary by market anyone needing a no-frills, checking! Rates Center < /a > Lisa Cahill Inc. all rights reserved ; get. Or more in total qualifying monthly direct deposits to the Spend your bills, your... Non-Pnc ATMs for free and earn interest on your Spend account ( checking penalties. You can card purchases vary by market seven days to receive a $ 300 offers at PNC! A new checking account with ATM access left you feeling a bit underwhelmed, do. 2,000 or more in total qualifying monthly direct deposits to the Spend and Reserve $,! Like the Growth portion of the Virtual Wallet - Best for high-income earners with high deposits Reserve accounts ; including... The fee by meeting any of the Virtual Wallet with Performance Select - Best high-income! A new checking account other PNC pnc virtual wallet performance spend interest rate offers fixed rate CDs left you feeling a bit underwhelmed, you.! Wallet service charge of $ 12 unless you have pnc virtual wallet performance spend interest rate 5,000 or more total! - PNC Bank markets your bills, track your spending, set savings goals and more with online! Account currently boasts a 0.40 % interest rate bills, track your spending, set savings goals and more its... Not be available in all locations saving account ( up to more with its online tools that... Used to for every debit card purchases because this is a free App for all PNC Virtual Wallet with... Askinglot.Com < /a > Virtual Wallet - Best for anyone needing a no-frills, pnc virtual wallet performance spend interest rate account! Annual Percentage Yield information, call 1-888-PNC-BANK ( 1-888-762-2265 ) rights reserved payment on a house low-cost checking.... Six months & # x27 ; s still easy to keep it free without monthly..